How it works?
Start with the London City Mortgages innovative calculator tools to research your options and use our Best Buys to compare mortgage rates. From your free mortgage quote, we can find the best mortgage deals to meet your needs and you can start your mortgage application from your secure dashboard online. We work for you to secure the mortgage offer to buy your home or release equity.
Free mortgage quote
Research using our calculator tools, start your free mortgage quote and our advisers can do the work for you to check the whole market and find the best mortgage for you
Start your application
Use secure online payments to pay our mortgage advice fee after any money off vouchers, start your application 24/7 using our smartphone, tablet or desktop
Your mortgage online
Our technology gives you secure access whether on the move or at home, use our traffic light modular form to easily complete and upload your documents directly
We're here to work for you
Your personal mortgage manager gives you advice, will support you to complete the online form and works for you liaising with the lender to secure your mortgage offer
Research your options with our calculator tools
You can use our useful and innovative calculator tools to find out the maximum mortgage you can borrow, the monthly cost and how much interest or time you will save by making overpayments. For equity release see how the lifetime mortgage rolls-up over time and target a 1% house price rise to preserve property equity for your beneficiaries. Check the Best Buys to compare mortgage rates and use the property value tracker to monitor how the value of property has changed over time.
From your free quote we find the best mortgage for you
Start your Free Personalised Quote, as independent advisers for residential mortgages or equity release, we can do the work for you to find the best deals. For mortgages tell us the amount you need to borrow and for equity release tells us the amount you need. We approach the whole market with thousands of mortgages to show you products from the leading providers and lowest interest rates to meet your needs. We are here to help you and are focused on getting you the best outcome.
You can start your mortgage application online 24/7
Our technology gives you access to manage your quotes from your secure dashboard online. When you are ready simply select your preferred quote, pay our adviser fee after any money off vouchers securely and start your mortgage application online for all lenders or providers, any day of the week 24/7 using a smartphone, tablet or desktop. The modular online form allows you to save as you go, upload documents directly to your dashboard and our innovative traffic light system tells you when you are done. You can even call us to apply and we can post you the documents.
We’re here to work for you and manage the process
We assign you a personal mortgage manager to support you when completing the online form and we submit the application to the lender for you. Before we do this, we check that the original quote remains the best mortgage for you and re-quote for a new offer or change the lender if necessary. After making the application, we work for you liaising with the lender, take care of the paperwork to secure the mortgage offer and manage the process to completion to buy your home or release equity.
Equity Release may involve a Lifetime Mortgage or a Home Reversion Scheme. To understand the features and risks, please ask for a personalised illustration. Equity Release may affect your entitlement to means tested state benefits and will impact on the size of your estate. For Equity Release London City Mortgages charge a fixed fee upon completion of £695. For Mortgages a fixed fee is charged on application. Typically this is from £295 up to £495 for the services selected.
Equity Release - Equity Released from your home will be secured against it. Mortgages – Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured against it. Think carefully before securing other debts against your home. The information contained in this website is subject to the UK regulatory regime and is therefore intended for consumers based in the UK.
CONTACT
Address:
9th Floor, 30 Crown Place
London, EC2A 4EB
Phone:
0800 955 0058
Email:
info@londoncitymortgages.co.uk
London City Mortgages Limited is a registered company in England & Wales under company number 09278987. London City Mortgages Limited is an Appointed Representative (FCA no. 655965) of Blackstone Moregate Limited (FCA no. 459051) which is authorised and regulated by the Financial Conduct Authority. LCM and LCM Equity Release are trading names of London City Mortgages Limited.