After the end of tapered stamp duty demand for property is historically high with low supply pushing house pieces to new highs.

Energy prices are rising and people pay a ‘green premium’ of £40,000 to live in the most efficient properties rather than less sustainable homes.

Demand for more space is driving house prices higher in the suburbs as the pandemic changes the lifestyles of city homeowners.

Lenders reduce rates as low as 0.84% for home movers and remortgage buyers with the most equity with more competition.

As the initial stamp duty holiday ended in July the demand for property reduced by 9% but remains significantly up on normal market levels.

The number of mortgage deals offering 1% interest or less has increased as lenders compete for new and existing borrowers.

UK savings reached £200bn during lockdown and overpayments could reduce interest costs and clear your mortgage years earlier.

Buyer demand in the first half of 2021 exceeded supply which has resulted in 225,000 fewer homes on the market and higher prices.

Supply of properties on the market and available to buyers is an all-time low at the same time house prices are at record levels.

Strong demand for houses has driven price growth up 5.2% in the last year which is over four times more than the 1.1% growth for flats.

Fixed rate mortgages are cut to 0.99% for borrowers with large deposits looking to remortgage as competition increases from lenders.

The value of homes transacted has doubled compared to last year as demand for property hits new highs while supply is restricted.